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Builder's Risk Insurance

Builder’s risk insurance from GNP Brokerage provides coverage for buildings while under construction.

Builders' Risk Insurance covers the value of the property until it is occupied or ready for occupancy. It helps cover contractor’s materials on the job as well as liability for the grounds of the construction site.

Builder’s risk insurance covers basic perils:

  • Fire
  • Wind
  • Lightning
  • Hail
  • Theft
  • Vandalism

You can get limited coverage for structural collapse during building construction.

Builder’s risk insurance doesn’t generally cover earthquakes, employee theft, water or weather damage due to neglect, war, government action, contract penalties, mechanical breakdown, or vehicular damage to the construction. Ask your insurance specialist at GNP if you need coverage for those scenarios.

If you’re building a new home, contact GNP Brokerage about a builder’s risk policy to make sure that you are being protected during your home’s construction. Once your home is complete, you can transition your policy into one of our standard homeowner’s insurance policies.

Contact our insurance specialist today to learn more about how GNP Brokerage can write a builder’s risk insurance policy that will provide all the coverage you need while you’re in the construction phase of your project.

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